top of page
Search

90 Day Same as Cash Explained: How It Can Save You Money on a Portable Building

getmeabarn
Sep 24
5 min read

You’ve found the storage shed, lofted barn, garage, or cabin you want. You need the extra space now—but maybe you’d rather not pull several thousand dollars out of your savings today.

That’s where 90 Days Same as Cash can be an incredibly useful option.

At Willow Prairie Portable Buildings, our Rent-to-Own program includes a 90 Days Same as Cash option that gives qualifying customers an opportunity to get their portable building now and purchase it within the first 90 days without carrying a long-term Rent-to-Own agreement.

But how does it actually work? And more importantly, how can it save you money?

Let’s break it down.

What Does “90 Days Same as Cash” Actually Mean?

The basic idea is simple.

Instead of paying the entire purchase price of your portable building upfront, you can begin with a Rent-to-Own agreement, have the building delivered, and then exercise the 90 Days Same as Cash purchase option within the applicable 90-day period.

If completed according to the terms of the program, you essentially turn what began as a Rent-to-Own transaction into a cash-price purchase!

That can give you the best of both worlds:

Get the building now. Pay it off shortly afterward. Avoid the additional cost of carrying a Rent-to-Own agreement long term.


Why Would Someone Use 90 Days Same as Cash?

You might wonder, “If I’m going to pay cash anyway, why not just pay for the building today?”

Sometimes it’s simply a matter of timing and cash flow.

Imagine that your garage is overflowing and you need a backyard storage shed now. You know you’ll have the money available within the next month or two, but you don’t necessarily have—or want to spend—the entire amount today.

Maybe you’re expecting a bonus, tax refund, seasonal income, sale of another item, or simply want another couple of months to set the money aside.

Rather than waiting to solve your storage problem, 90 Days Same as Cash may allow you to get your building now and complete the purchase when those funds become available.


How Can It Save You Money?

Here’s the key:

Rent-to-Own provides convenience, but keeping a Rent-to-Own agreement for its entire term will generally cost more than purchasing the building outright.

The longer you carry the agreement, the greater your potential total cost.

That’s why 90 Days Same as Cash can be so valuable.

If you already believe you’ll be able to purchase the building within 90 days, using the Same as Cash option can allow you to benefit from the immediate convenience of Rent-to-Own without carrying the additional long-term Rent-to-Own cost.

In other words, the savings can come from paying it off early instead of stretching payments over several years.


Here’s a Simple Example

Suppose you find the perfect portable storage building today.

You need it immediately, but you know you’ll have enough money available approximately six weeks from now to purchase it outright.

You could wait six weeks and hope the building is still available.

Or, depending on program eligibility, you may be able to begin a Rent-to-Own agreement, get the building delivered, make the required payments, and then contact the Rent-to-Own company for your payoff amount before the 90-day period expires.

You solve your storage problem today while still working toward the equivalent of a cash purchase.

That’s the real advantage.


There ARE Still Required Payments

This is an important detail that customers sometimes misunderstand.

90 Days Same as Cash does not mean “make no payments for 90 days.”

Your required monthly payments still need to be made according to the Rent-to-Own agreement.

At Willow Prairie, that means you’ll still make the required payments during the first two months. Then, before the 90-day period expires, contact the Rent-to-Own company for your exact payoff amount and complete the purchase according to the program requirements.

Don’t simply assume you know what the remaining balance will be.

Always request the official payoff amount before the deadline.

That helps ensure everything is handled correctly and that you receive the benefit of the 90 Days Same as Cash option.


Don’t Wait Until Day 89!

If you’re planning to use 90 Days Same as Cash, make a plan from the beginning.

Mark the deadline on your calendar.

Better yet, plan to complete the payoff well before the 90th day.

Waiting until the last minute creates unnecessary risk. You don’t want a forgotten phone call, processing delay, holiday, weekend, or other issue to cause you to miss your eligibility window.

Think of 90 days as the maximum, not the target.

If you can comfortably complete the purchase earlier, do it!


Is 90 Days Same as Cash Right for You?

It may be an excellent option if:

  • You need your portable building immediately.

  • You expect to have the full purchase amount available within 90 days.

  • You don’t want to make a large cash purchase today.

  • You want to avoid carrying a Rent-to-Own agreement long term.

  • You’re disciplined enough to plan for the payoff and meet the deadline.

On the other hand, if you know you won’t realistically be able to pay off the building within 90 days, that’s okay too.

That’s why 36, 48, and 60-month Rent-to-Own options are available.

The important thing is choosing the option that fits your actual budget rather than committing yourself to a payoff you can’t comfortably make.


The Secret Is Planning Ahead

90 Days Same as Cash works best when you go into it with a plan.

Before signing your agreement, know approximately where the payoff money will come from. Set money aside. Make your required monthly payments on time. Keep track of your deadline. Then contact the Rent-to-Own company early enough to receive your exact payoff amount and complete the purchase.

Used wisely, 90 Days Same as Cash can be a powerful way to combine immediate storage with short-term payment flexibility.


Need a Building Now? Let’s Look at Your Options!

If you need more room for lawn equipment, tools, bicycles, seasonal decorations, hobbies, or just about anything else, don’t assume you have to wait until you have thousands of dollars sitting in the bank.


At Willow Prairie Portable Buildings, we can help you explore your options for a storage shed, lofted barn, garden shed, garage, workshop, cabin, or other portable building.

✓ No Credit Check Rent-to-Own

✓ 90 Days Same as Cash

✓ 36-, 48- & 60-Month Options

✓ Early Payoff Available

✓ Ask About $0 Down

✓ Free Delivery Within 50 Miles on Qualifying In-Stock Buildings


Stop by and walk the lot, browse our current inventory at WillowPrairie.com, or call Michael at 260-319-1160.

We’ll be happy to explain your options, answer your questions, and help you find the right building—and the right way to pay for it.


Better Buildings. Better Prices. Better Service.

Willow Prairie Portable Buildings


 
 
 

Comments

Rated 0 out of 5 stars.
No ratings yet

Add a rating

Connect with us

  • Facebook
  • Instagram
  • YouTube

Copyright © Willow Prairie 2022 - All rights reserved.

bottom of page